Manajemen Keuangan Keluarga di Era Pandemi Covid -19

Main Article Content

Efrita Norman
Enah Pahlawati
Rio Kartika Supriyatna

Abstract

In 2020, the world community was shocked by the spread of Corona Virus Disease (Covid-19) in various countries, so far based on WHO data, 233 countries have cases of Covid-19, including Indonesia. As an anticipatory measure for the Indonesian government in cutting the chain of the spread of the corona virus, the Indonesian government issued government regulation Number 21 of 2020 concerning Large-Scale Social Restrictions (PSBB), the increasing number of the spread of the corona virus in Indonesia, the government issued a new policy on July 31, 2021 regarding PPKM where The movement of people is restricted to reduce the spread of the corona virus. This has an impact on people's economic conditions that are not easy, the unemployment rate is so complex. This research is a qualitative research using the literature study method where the author collects data, studies, and analyzes from the literature published by books, journals, and magazine articles so as to obtain accurate and in-depth data about family financial management. The results of this study are financial management. family is very important because we do not live alone but we are part of the family, society and the country as for the steps we take in managing family finances are as follows: (1) record expenses that must be spent monthly, (2) record all expenses that may or may not be monthly, (3) record all monthly passive income (4) record all monthly active income (5) add up monthly expenses plus expenses may or may not monthly (6) add up monthly passive income with active income per month.(7) calculate the difference in the sum n point 5 with point 6 (8) targeting our financial condition by multiplying monthly expenses by 12. one month. And the key to success in managing family finances is to increase self-capacity, want to learn more, and want to fight again and be able to refrain from being consumptive.In 2020, the world community was shocked by the spread of Corona Virus Disease (Covid-19) in various countries, so far based on WHO data, 233 countries have cases of Covid-19, including Indonesia. As an anticipatory measure for the Indonesian government in cutting the chain of the spread of the corona virus, the Indonesian government issued government regulation Number 21 of 2020 concerning Large-Scale Social Restrictions (PSBB), the increasing number of the spread of the corona virus in Indonesia, the government issued a new policy on July 31, 2021 regarding PPKM where The movement of people is restricted to reduce the spread of the corona virus. This has an impact on people's economic conditions that are not easy, the unemployment rate is so complex. This research is a qualitative research using the literature study method where the author collects data, studies, and analyzes from the literature published by books, journals, and magazine articles so as to obtain accurate and in-depth data about family financial management. The results of this study are financial management. family is very important because we do not live alone but we are part of the family, society and the country as for the steps we take in managing family finances are as follows: (1) record expenses that must be spent monthly, (2) record all expenses that may or may not be monthly, (3) record all monthly passive income (4) record all monthly active income (5) add up monthly expenses plus expenses may or may not monthly (6) add up monthly passive income with active income per month.(7) calculate the difference in the sum n point 5 with point 6 (8) targeting our financial condition by multiplying monthly expenses by 12. one month. And the key to success in managing family finances is to increase self-capacity, want to learn more, and want to fight again and be able to refrain from being consumptive.

Downloads

Download data is not yet available.

Article Details

How to Cite
Norman, E., Pahlawati, E., & Supriyatna, R. (2021). Manajemen Keuangan Keluarga di Era Pandemi Covid -19. Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, 4(1), 52-64. https://doi.org/10.47467/alkharaj.v4i1.392
Section
Articles

References

Anwar, Mohamad. 2020. Dilema PHK dan Potong Gaji Pekerja. Buletin Hukum Dan Keadilan 4(1).
Cnn Indonesia. (2020). Setahun Lalu Pasien Pertama Covid-19 Ditemukan Di Wuhan.Https://Www.Cnnindonesia.Com/Internasional/20201204124554-113-577951/Setahun-Lalu-Pasien-Pertama-Covid-19-Ditemukan-di-Wuhan.
Junaedi, D., & Salistia, F. (2020). Dampak Pandemi Covid-19 terhadap Pasar Modal di Indonesia. Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, 2(2), 109-131. https://doi.org/10.47467/alkharaj.v2i2.112
Junaedi, D., & Salistia, F. 2020. Dampak Pendemi Covid-19 terhadap Pertumbuhan Ekonomi Negara-negara Terdampak. Paper Prosiding Simponium Nasional Keuangan Negara (SNKN) 2020. Jakarta: BPPK Kementerian Keuangan RI.
Junaedi, D., & Salistia, F. (2020). Dampak Kawasan dan Status Negara Terhadap Pertumbuhan Ekonomi Negara-Negara Terdampak Covid-19. Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, 3(1), 37-56. https://doi.org/10.47467/alkharaj.v3i2.187
Junaedi, D., Arsyad, M., Norman, E., Romli, M., & Salistia, F. (2020). Dampak Pandemi Covid-19 terhadap Stabilitas Moneter Indonesia. Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, 3(1), 17-36. https://doi.org/10.47467/alkharaj.v3i1.149
Junaedi, D., Arsyad, M., & Aurijah, S. (2020). Optimalidasi Investasi Dana Haji Era Pandemi Covid-19. Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, 3(1), 1-16. https://doi.org/10.47467/alkharaj.v3i1.150
Junaedi, D., Arsyad, M., Salistia, F., & Romli, M. (2021). Dampak Covid-19 terhadap Perekonomian Masyarakat Bogor. Reslaj : Religion Education Social Laa Roiba Journal, 3(2), 206-226. https://doi.org/10.47467/reslaj.v3i2.283
Khairunnisa, K., Indriani, I., Nurhayati, N., Setiawan, A. H., & Anedea, T. (2020). Membangun Mental Positif Para Pekerja dan Penyuluhan Hak-Hak Pekerja yang di-PHK atau yang Mendapatkan Dampak Covid 19. Dedikasi PKM, 1(2), 69-73.
Kementerian Kesehatan. (2021). Data Sebaran Covid-19 di Indonesia. Https://Covid19.Go.Id/Peta-Sebaran-Covid19
Ramadhani, S. R., & Nurwati, N. (2021). Dampak Pandemi Covid-19 Terhadap Angka Perceraian. Jurnal Penelitian dan Pengabdian Kepada Masyarakat (Jppm), 2(1), 88-94.
Norman, E., & Suryani, E. (2019). Managemen Keuangan Keluarga Pascaperceraian. As-Syar'i: Jurnal Bimbingan & Konseling Keluarga, 1(1), 25-47.
Norman, E. (2020). Kebijakan Keuangan Inklusif Dalam Perspektif Ekonomi Syariah. Reslaj: Religion Education Social Laa Roiba Journal, 2(1), 33-40.
Nurhidayati, Y., Natsir, N. F., & Norman, E. (2019). Pengaruh Kondisi Ekonomi Keluarga Dan Motivasi Belajar Terhadap Prestasi Belajar Siswa Pada Mata Pelajaran Kewirausahaan Kelas Xii Di SMK Teknomedika 2 Cibungbulang Bogor. As-Syar'i: Jurnal Bimbingan & Konseling Keluarga, 1(2), 105-124.
Rasyidi, M. A. (2017). Prediksi Harga Bahan Pokok Nasional Jangka Pendek Menggunakan Arima. Journal Of Information Systems Engineering and Business Intelligence, 3(2), 107-112.
Sundjaja, A. M. (2010). Perencanaan Keuangan untuk Mencapai Tujuan Finansial. Comtech: Computer, Mathematics And Engineering Applications, 1(1), 183-191.
Saputri, F. A., & Iramani, R. 2020. Pengaruh Literasi Keuangan, Nilai Pribadi dan Sikap Personal Terhadap Perencanaan Keuangan Keluarga di Surabaya.