HapsariY., DarwantoD., & GunantoE. Y. (2021). The Role of Technology Acceptance Model Theory and the Relationship with Hifz Mal in the Phenomences of Using E-Money in the Milenial Era. Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, 3(2), 270-289. https://doi.org/10.47467/alkharaj.v3i2.355