HapsariY., DarwantoD., and GunantoE. Y. “The Role of Technology Acceptance Model Theory and the Relationship With Hifz Mal in the Phenomences of Using E-Money in the Milenial Era”. Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, Vol. 3, no. 2, Apr. 2021, pp. 270-89, doi:10.47467/alkharaj.v3i2.355.