Konsep dan Penerapan Akad Rahn pada Pegadaian Syariah Kota Langsa

Abstract

Pawn is included in one form of debt-receivable agreement by using collateral to create an element of trust from the creditor towards the debtor. Pegadaian is an institution to obtain funding and financing needs by holding the property of the pawnbroker by the recipient of the pawn which functions as collateral for the debt. Pawnshops are divided into two, namely Sharia Pawnshops and Conventional Pawnshops. The Sharia pawnshop itself is run in accordance with sharia rules. However, there are still many people who do not know what is the difference between a Sharia Pawnshop and a Conventional Pawnshop. Therefore, this study aims to make the public know how the concept and  the application of the rahn at the Langsa sharia pawnshop. so that society in particular  Rahin sharia pawnshops do not have speculation  that there is no difference between the Sharia Pawnshop and the Conventional Pawnshop. This study uses a qualitative method by conducting observations and  direct interviews with employees of the Langsa Sharia Pawnshop Branch. Research result  This shows that the Langsa Sharia Pawnshop has implemented the sharia system correctly in pawning activities, namely using rahn and ijarah as a binder between Rahin and Murtahin. This is in accordance with sharia rules which  contained in the DSN Fatwa.

Keyword: Rahn,  Sharia Pawnshop, DSN Fatwa