DalimuntheW. M., RahmaT. I. F., & SyarvinaW. (2023). Efektivitas Fintech Melalui Digital Payment terhadap Perkembangan UMKM di Indonesia. Reslaj : Religion Education Social Laa Roiba Journal, 5(6), 3296-3306. https://doi.org/10.47467/reslaj.v5i6.1059